Mr. Capelao is the Chief Financial Officer of First National Bank of Namibia. With a B-Comm Hons in Accounting, a B-Compt and a CA (NAM) qualication, he has extensive experience in financial services, having served in various positions since he started his career in 1997. He completed his articles with PwC, and has since worked for Alexander Forbes and Old Mutual. He is also a former member of the ICAN technical committee.